YMCA Retirement Fund


Privacy, Limitation of Liability & Security


The privacy of your YMCAs data is important to the YMCA Retirement Fund. The Fund collects identifiable information (name, compensation, and other identifiers) only if knowingly and specifically provided by you. Personally identifying information you provide will be used only to access your YMCA’s own records, for you to use with YERDI Online, or for purposes described to you at the point of collection.

Please be aware that confidentiality of Internet transmissions is not guaranteed. It is your choice to assume the risk of an unauthorized person learning your password, User ID, e-mail address or other YMCA data you provide. Also, please keep written records, such as passwords and User IDs, in a confidential location.

Because of the possibility of human and mechanical error as well as other factors, the YMCA Retirement Fund is not responsible for any errors in or omissions from the information contained in or accessed through this website. All such information is provided “as is” to you without express or implied warranties of any kind, including the warranties of merchantability, non-infringement of intellectual property, or fitness for any particular purpose.

Further, the YMCA Retirement Fund will not be liable for any delay, difficulty in use, inaccuracy of information, computer viruses, malicious code or other defect in this website, or for the incompatibility between this website and files, and your browser or other site accessing program. Nor will the YMCA Retirement Fund be liable for any other problems experienced by the user due to causes beyond the Fund’s control.

Except as otherwise expressly provided in writing in the participation agreement and/or other agreement between your YMCA and the YMCA Retirement Fund, the Fund will have not have any tort, contract, or any other liability to you or your YMCA, and/or any third party arising in connection with the use of this website. The YMCA Retirement Fund will, under no circumstances, be liable to you or your YMCA, and/or any third party, regardless of the form of action, for any missing or incorrect data, contributions, or interest credits, or any indirect, special, consequential, incidental, or punitive damages whatsoever, even if the Fund has been advised of the possibility of such damages.

Your YMCA participates in the YMCA Retirement Plan in accordance with the Constitution and Bylaws of the YMCA Retirement Fund, and the provisions of the YMCA Retirement Plan, and the terms of its participation agreement and/or other agreement currently in effect and as may be amended from time to time. This website and YERDI Online are designed to facilitate communication between your YMCA and the YMCA Retirement Fund but do not modify or replace any responsibility or obligations your YMCA has under the Constitution, Bylaws or Retirement Plan.

The YMCA Retirement Fund collects general information about visitors in order to analyze visitors’ interests and improve this site. The Fund will not give, sell or transfer any personal information or YMCA data to a third party. The Fund and its service providers monitor network traffic to identify unauthorized attempts to upload or change information, or damage this site. We focus on Web security so that this site remains available to you and other participants.

The YMCA Retirement Fund may enable "cookies" in order to assist you in using YERDI Online. A cookie is a small piece of text information placed on your hard drive and used when you access a website. Your browser will only return this cookie information to our site; no other site can request it.

The Retirement Fund may e-mail you notices about your YMCA’s account and programs available to you. Some programs will be accessible on the Fund's website or on other websites.

Your use of the YMCA Retirement Fund website indicates your agreement with all the terms and conditions of use contained herein.